/* We Finance America — shared site styles */
:root{
  --navy:#0A1E3F; --navy-2:#13294F; --navy-3:#0d2347;
  --red:#B22234; --red-2:#9e1b2e; --red-soft:#fbeaec;
  --ink:#15203a; --muted:#5a6680; --line:#e3e8f1;
  --paper:#f7f9fc; --white:#ffffff;
  --gold:#C8962E; --gold-2:#dcae46; --gold-soft:#f6ecd4;
  --blue:#3C3B6E; /* Old Glory Blue */
  --green:#2e7d4f;
  --shadow:0 10px 30px rgba(13,30,63,.10);
  --maxw:1120px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,.serif{font-family:'Fraunces',Georgia,serif;font-weight:600;line-height:1.14;letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;
  font-size:.96rem;padding:14px 24px;border-radius:8px;cursor:pointer;border:2px solid transparent;transition:.18s}
.btn-gold{background:var(--red);color:#fff}.btn-gold:hover{background:var(--red-2)}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-2)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-out{background:#fff;color:var(--navy);border-color:var(--line)}.btn-out:hover{border-color:var(--navy)}

/* HEADER */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{font-family:'Fraunces',serif;font-weight:700;font-size:1.12rem;color:var(--navy)}
.brand b{color:var(--gold)}
.nav-links{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:10px 18px;max-width:780px}
.nav-links a.lnk{font-size:.92rem;font-weight:600;color:var(--ink)}
.nav-links a.lnk:hover{color:var(--navy-2)}
.callnav{font-weight:700;color:var(--navy);font-size:.92rem}
.menu-btn{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.menu-btn span{width:24px;height:2px;background:var(--navy);border-radius:2px}

/* PAGE HERO (subpages) */
.phero{background:
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='46' height='46'%3E%3Cpath d='M23 7 L39 23 L23 39 L7 23 Z' fill='none' stroke='%23ffffff' stroke-opacity='0.05' stroke-width='1'/%3E%3C/svg%3E"),
  radial-gradient(900px 460px at 50% -8%,rgba(31,75,142,.32),transparent 62%),
  linear-gradient(180deg,#0a1f3f,#081a35);color:#fff;position:relative;overflow:hidden}
.phero::before{display:none}
.phero .wrap{position:relative;padding:56px 22px 60px}
.phero h1{font-size:clamp(2rem,5vw,3.1rem);font-weight:700;max-width:18ch;margin:14px 0 14px}
.phero p{color:#d3deee;font-size:clamp(1rem,2.2vw,1.18rem);max-width:56ch}
.phero .cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.phero .badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.phero .badge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);
  padding:8px 14px;border-radius:30px;font-size:.83rem;color:#eaf1fb;font-weight:600}
.crumb{font-size:.8rem;color:#a9c0dd}
.crumb a{color:#cfe0f3}

/* BLOCKS */
section.block{padding:60px 0}section.block.alt{background:var(--white)}
.sec-head{max-width:720px;margin-bottom:30px}
.sec-head h2{font-size:clamp(1.6rem,3.4vw,2.3rem);color:var(--navy);margin:10px 0 12px}
.sec-head p{color:var(--muted);font-size:1.04rem}
.center{margin-left:auto;margin-right:auto;text-align:center}

/* PROSE / ARTICLE */
.prose{max-width:760px}
.prose h2{font-size:clamp(1.5rem,3vw,2rem);color:var(--navy);margin:34px 0 12px}
.prose h3{font-size:1.2rem;color:var(--navy-2);margin:24px 0 8px;font-family:'Inter';font-weight:700}
.prose p{color:#384556;margin-bottom:14px}
.prose ul{list-style:none;margin:12px 0 18px;display:flex;flex-direction:column;gap:10px}
.prose ul li{display:flex;gap:10px;color:#384556}
.prose ul li::before{content:"✓";color:var(--gold);font-weight:800;flex:0 0 auto}

/* CARDS / GRID */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:var(--shadow)}
.card h3{font-size:1.06rem;color:var(--navy);margin-bottom:6px;font-family:'Inter';font-weight:700}
.card p{font-size:.92rem;color:var(--muted)}
.card .ic{width:42px;height:42px;border-radius:10px;background:var(--gold-soft);display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:1.2rem}

/* STAT STRIP */
.stats{display:flex;flex-wrap:wrap;gap:14px;margin:6px 0 0}
.stat-chip{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 20px;flex:1;min-width:150px}
.stat-chip .big{font-family:'Fraunces',serif;font-weight:700;font-size:1.7rem;color:var(--navy)}
.stat-chip .lbl{font-size:.84rem;color:var(--muted)}

/* FAQ */
.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:18px 20px;font-weight:700;color:var(--navy);font-size:1rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-weight:800;font-size:1.3rem}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 20px 18px;color:#384556}

/* CTA BAND */
.cta-band{background:linear-gradient(180deg,#0c2f57,#0a2340);color:#fff;text-align:center;padding:56px 22px}
.cta-band h2{font-size:clamp(1.7rem,3.6vw,2.4rem);margin-bottom:12px}
.cta-band p{color:#d3deee;max-width:50ch;margin:0 auto 24px}
.cta-band .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* FOOTER */
footer.site{background:#08213c;color:#aebfd4;padding:50px 22px 28px;font-size:.9rem}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px;max-width:var(--maxw);margin:0 auto}
footer.site .fbrand{color:#fff;font-size:1.2rem;display:block;margin-bottom:10px;font-family:'Fraunces',serif}
footer.site h4{color:#fff;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px}
footer.site a{display:block;color:#aebfd4;padding:3px 0}footer.site a:hover{color:#fff}
.disclaimer{max-width:var(--maxw);margin:30px auto 0;border-top:1px solid rgba(255,255,255,.12);
  padding-top:18px;font-size:.74rem;color:#8aa0bd;line-height:1.65}

/* MOBILE ACTION BAR */
.action-bar{display:none}

@media(max-width:960px){.grid3{grid-template-columns:1fr 1fr}}
@media(max-width:720px){
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;
    align-items:flex-start;gap:0;padding:8px 22px 18px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
  .nav-links a.lnk{padding:12px 0;width:100%;border-bottom:1px solid var(--line)}
  .nav-links .callnav{padding:12px 0}.nav-links .btn{width:100%;margin-top:10px}
  .menu-btn{display:flex}
  .grid3,.grid2{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
  section.block{padding:44px 0}
  body{padding-bottom:72px}
  .action-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;gap:10px;padding:10px 14px;
    background:rgba(255,255,255,.97);border-top:1px solid var(--line);backdrop-filter:blur(8px)}
  .action-bar .btn{flex:1}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto}}

/* FORMS */
.form-wrap{max-width:880px;margin:0 auto}
.secure-note{font-size:.84rem;color:var(--green);font-weight:600;margin-bottom:18px;display:flex;align-items:center;gap:7px}
.fset{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:24px 22px;margin-bottom:18px;box-shadow:var(--shadow)}
.fset .legend{font-family:'Inter';font-weight:700;color:var(--navy);font-size:1.06rem;margin-bottom:4px;display:flex;align-items:center;gap:10px}
.fset .legend .num{width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;font-size:.8rem;display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.fset .sublegend{color:var(--muted);font-size:.86rem;margin:2px 0 16px}
.frow{display:grid;grid-template-columns:1fr;gap:14px;margin-bottom:14px}
.frow:last-child{margin-bottom:0}
.frow.c2{grid-template-columns:1fr 1fr}
.frow.c3{grid-template-columns:1.4fr .8fr .8fr}
.field{display:flex;flex-direction:column}
.field label{font-size:.72rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);margin-bottom:6px}
.field .req{color:#c0392b}
.field input,.field select,.field textarea{padding:12px 13px;font-size:1rem;border:1px solid var(--line);border-radius:9px;background:var(--paper);color:var(--ink);font-family:inherit;width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(20,64,111,.22);border-color:var(--navy-2)}
.field textarea{min-height:80px;resize:vertical}
.consent-box{display:flex;gap:12px;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:14px}
.consent-box input{margin-top:3px;width:20px;height:20px;flex:0 0 auto;accent-color:var(--navy)}
.consent-box label{font-size:.84rem;color:var(--ink)}
.form-fine{font-size:.76rem;color:var(--muted);margin-top:14px;line-height:1.6}
.submit-row{margin-top:18px}
.form-success{display:none;background:var(--white);border:1px solid var(--line);border-left:5px solid var(--green);border-radius:14px;padding:34px;text-align:center;box-shadow:var(--shadow)}
.form-success h2{color:var(--navy);font-size:1.5rem;margin-bottom:8px}
.form-success p{color:var(--muted)}
@media(max-width:720px){.frow.c2,.frow.c3{grid-template-columns:1fr}}

/* LANDING PAGES + INCENTIVE */
.lp-top{display:flex;align-items:center;justify-content:space-between;height:60px}
.lp-top .brand{font-size:1.06rem}
.lp-call{font-weight:700;color:var(--navy);font-size:.95rem}
.lp-hero{background:
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='46' height='46'%3E%3Cpath d='M23 7 L39 23 L23 39 L7 23 Z' fill='none' stroke='%23ffffff' stroke-opacity='0.05' stroke-width='1'/%3E%3C/svg%3E"),
  radial-gradient(900px 460px at 50% -8%,rgba(31,75,142,.32),transparent 62%),
  linear-gradient(180deg,#0a1f3f,#081a35);color:#fff;position:relative;overflow:hidden}
.lp-hero::before{display:none}
.lp-hero .wrap{position:relative;padding:46px 22px 42px}
.lp-hero .eyebrow{margin-bottom:12px}
.lp-hero h1{font-size:clamp(2rem,5.4vw,3rem);font-weight:700;max-width:20ch;margin-bottom:14px}
.lp-hero p.sub{color:#d8e3f1;font-size:clamp(1.02rem,2.4vw,1.2rem);max-width:48ch}
.lp-benefits{display:flex;flex-direction:column;gap:11px;margin:20px 0 6px}
.lp-benefits li{display:flex;gap:10px;color:#eaf1fb;font-size:1.02rem;list-style:none}
.lp-benefits li::before{content:"✓";color:var(--gold-2);font-weight:800;flex:0 0 auto}
.lp-hero .cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.lp-formcard{background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:26px 24px;border:1px solid var(--line);max-width:640px;margin:0 auto}
.lp-formcard h2{color:var(--navy);font-size:1.4rem;margin-bottom:4px}
.lp-formcard .reassure{color:var(--green);font-weight:600;font-size:.86rem;margin-bottom:16px;display:flex;align-items:center;gap:6px}

.incentive{background:linear-gradient(135deg,#13325a,#0a2747);color:#fff;border-radius:16px;padding:28px 24px;border:1px solid rgba(200,150,46,.4);max-width:840px;margin:0 auto}
.incentive .inc-tag{display:inline-block;background:var(--gold);color:#23304a;font-weight:800;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:20px;margin-bottom:12px}
.incentive h3{color:#fff;font-size:1.35rem;margin-bottom:8px}
.incentive>p{color:#dbe6f4;font-size:.96rem;margin-bottom:16px}
.inc-choices{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:16px}
.inc-choice{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:12px;padding:18px 14px;text-align:center}
.inc-choice .inc-ic{font-size:1.7rem;display:block;margin-bottom:8px}
.inc-choice b{display:block;color:#fff;font-size:.98rem;margin-bottom:4px}
.inc-choice span{color:#c2d2e6;font-size:.82rem;line-height:1.45}
.inc-fine{color:#9fb3cc;font-size:.72rem;line-height:1.6;margin-top:4px}
@media(max-width:720px){.inc-choices{grid-template-columns:1fr}}

/* ===== DROPDOWN NAV (mirror old site: Loan Menu / Asset-Based / Real Estate) ===== */
.has-drop{position:relative}
.drop-top{cursor:pointer;display:inline-flex;align-items:center;gap:5px;font-size:.92rem;font-weight:600;color:var(--ink)}
.drop-top:hover{color:var(--navy-2)}
.dropdown{display:none;position:absolute;top:calc(100% + 6px);left:0;background:#fff;border:1px solid var(--line);
  border-radius:12px;box-shadow:var(--shadow);min-width:270px;padding:8px;z-index:60}
.dropdown a{display:block;padding:10px 13px;font-size:.9rem;font-weight:600;color:var(--ink);border-radius:8px;white-space:nowrap}
.dropdown a:hover{background:var(--paper);color:var(--navy)}
@media(min-width:821px){.has-drop:hover .dropdown{display:block}}
.has-drop:hover>.dropdown,.has-drop.open>.dropdown{display:block!important}

/* ===== HOMEPAGE SECTIONS (mirror old site) ===== */
.home-hero{position:relative;color:#fff;overflow:hidden;
  background:radial-gradient(1100px 500px at 80% -10%,rgba(200,150,46,.16),transparent 60%),linear-gradient(180deg,#0c2f57,#0a2747)}
.home-hero::before{content:"";position:absolute;inset:0;opacity:.45;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:34px 34px;mask-image:radial-gradient(circle at 70% 30%,#000,transparent 75%)}
.home-hero .wrap{position:relative;padding:70px 22px 78px}
.home-hero .tagtop{font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#bcd0ea;margin-bottom:16px}
.home-hero h1{font-size:clamp(2.3rem,6vw,3.9rem);font-weight:700;max-width:15ch;margin-bottom:18px}
.home-hero p.sub{font-size:clamp(1.02rem,2.2vw,1.2rem);color:#d3deee;max-width:56ch;margin-bottom:28px}
.home-hero .cta-row{display:flex;flex-wrap:wrap;gap:14px}
.home-hero .badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:32px}
.home-hero .badge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);padding:8px 14px;border-radius:30px;font-size:.84rem;color:#eaf1fb;font-weight:600}

.kicker{font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.price-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:8px}
.tier{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.tier h3{font-size:1.12rem;color:var(--navy);margin-bottom:4px}
.tier .who{font-size:.85rem;color:var(--muted);min-height:60px}
.tier .feelbl{font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);font-weight:700;margin-top:12px}
.tier .fee{font-weight:800;font-size:1.4rem;color:var(--navy)}
.testdrive{margin-top:18px;background:var(--navy);color:#fff;border-radius:14px;padding:24px;display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.testdrive p{color:#d3deee;font-size:.95rem;max-width:62ch}.testdrive b{color:#fff}

.aud-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.aud{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:20px 22px}
.aud h3{font-size:1.02rem;color:var(--navy);margin-bottom:6px;font-family:'Inter';font-weight:700}
.aud p{font-size:.9rem;color:var(--muted)}

.compare{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.compare .col{border-radius:14px;padding:24px}
.compare .trad{background:#f1f3f6;border:1px solid var(--line)}
.compare .wfa{background:linear-gradient(180deg,#0c2f57,#0a2747);color:#fff}
.compare h3{font-size:1.12rem;margin-bottom:14px}.compare .trad h3{color:var(--muted)}
.compare ul{list-style:none;display:flex;flex-direction:column;gap:12px}
.compare li{display:flex;gap:10px;font-size:.95rem}.compare .trad li{color:#5c6b80}.compare .wfa li{color:#e7eefa}

.feature{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center}
.feature .vis{border-radius:16px;min-height:280px;position:relative;overflow:hidden;background:linear-gradient(135deg,#102f54,#0a2645);box-shadow:var(--shadow)}
.feature .vis .tag{position:absolute;top:20px;left:20px;background:var(--gold);color:#23304a;font-weight:700;font-size:.74rem;padding:6px 12px;border-radius:20px}
.feature .vis .stat{position:absolute;left:24px;bottom:24px;color:#fff}
.feature .vis .stat .big{font-family:'Fraunces',serif;font-weight:700;font-size:2.4rem;line-height:1}
.feature .vis .stat .lbl{color:#cfe0f3;font-size:.88rem;margin-top:6px}
.feature h2{font-size:clamp(1.5rem,3.2vw,2.2rem);color:var(--navy);margin-bottom:12px}
.feature p.lead{color:var(--muted);margin-bottom:16px}
.steps{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:18px}
.steps li{display:flex;gap:12px;font-size:.95rem;color:#384556}
.steps .n{flex:0 0 auto;width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:.8rem;display:flex;align-items:center;justify-content:center}

.band{background:linear-gradient(120deg,#0c2f57,#0a2645);color:#fff;border-radius:18px;padding:42px 36px}
.band h2{font-size:clamp(1.5rem,3.2vw,2.1rem);margin:10px 0 12px;max-width:24ch}
.band p{color:#d3deee;max-width:62ch;margin-bottom:22px}
.band .pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:22px}
.band .pill{background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.2);font-weight:600;font-size:.82rem;padding:7px 13px;border-radius:30px}

.prog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.prog{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;transition:.18s}
.prog:hover{border-color:var(--navy-2);transform:translateY(-2px);box-shadow:var(--shadow)}
.prog .star{color:var(--gold);font-weight:700;font-size:.72rem;letter-spacing:.06em}
.prog h3{font-size:1.04rem;color:var(--navy);margin:4px 0 8px}
.prog p{font-size:.89rem;color:var(--muted);flex:1}
.prog a.applylink{margin-top:12px;font-weight:700;font-size:.86rem;color:var(--navy-2)}

.privacy{background:#eef5ef;border:1px solid #cfe3d4;border-left:5px solid var(--green);border-radius:14px;padding:30px 32px}
.privacy h2{color:#1f5b3a;font-size:1.6rem;margin-bottom:8px}
.privacy ul{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}
.privacy li{display:flex;gap:10px;font-size:.93rem;color:#274b34}.privacy li b{color:#143a26}

@media(max-width:980px){.price-grid{grid-template-columns:1fr 1fr}.aud-grid,.prog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:820px){
  .nav-links .has-drop{width:100%}
  .nav-links .dropdown{display:block;position:static;border:0;box-shadow:none;padding:4px 0 8px 14px;min-width:0}
  .nav-links .drop-top{padding:12px 0;width:100%;border-bottom:1px solid var(--line)}
}
@media(max-width:720px){
  .price-grid,.aud-grid,.prog-grid,.compare,.feature,.privacy ul{grid-template-columns:1fr}
  .feature .vis{min-height:180px;order:-1}
  .testdrive,.band .pill-row{flex-direction:column;align-items:flex-start}
}


/* ============================================================
   2026-07 REFINEMENT PASS — left-align, polish, patriotic accents
   ============================================================ */

/* --- LEFT-ALIGN EVERYTHING. Humans read left to right. --- */
.center{margin-left:0 !important;margin-right:auto !important;text-align:left !important}
.sec-head.center,.sec-head{margin-left:0;margin-right:auto;text-align:left}
.cta-row.center{justify-content:flex-start !important}
.cta-band{text-align:left}
.cta-band .cta-row{justify-content:flex-start}
[style*="text-align:center"]{text-align:left !important}
.hero-inner,.hero-copy{text-align:left}
/* keep genuinely centered utility bits that would look broken left (logos, single icons) unaffected via explicit opt-out */
.keep-center,.keep-center *{text-align:center !important}

/* --- TIER CARDS: cleaner, flat-fee friendly, equal height --- */
.price-grid{gap:18px}
.tier{border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:14px;padding:26px 22px;transition:box-shadow .2s,transform .2s}
.tier:hover{box-shadow:0 10px 30px rgba(10,30,63,.10);transform:translateY(-2px)}
.tier h3{font-size:1.14rem;letter-spacing:-.01em}
.tier .who{font-size:.87rem;line-height:1.5;min-height:66px;margin-top:6px}
.tier .feelbl{margin-top:16px}
.tier .fee{font-size:1.55rem;margin-top:2px;letter-spacing:-.02em}
.tier:nth-child(4){border-top-color:var(--gold)}
.tier:nth-child(4) .fee{font-size:1.15rem;color:var(--gold-2);line-height:1.3}

/* --- CLEAN TABLE: the "unkempt/haphazard" fix --- */
.cl-table{border-collapse:separate;border-spacing:0;width:100%;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 6px 22px rgba(10,30,63,.06)}
.cl-table thead th{background:var(--navy);color:#fff;font-family:'Inter';font-weight:700;font-size:.82rem;letter-spacing:.02em;text-transform:uppercase;text-align:left;padding:15px 20px}
.cl-table tbody td{padding:16px 20px;font-size:.96rem;border-top:1px solid var(--line);vertical-align:middle;text-align:left}
.cl-table tbody tr:nth-child(even){background:#f7f9fc}
.cl-table tbody td:first-child{font-weight:700;color:var(--navy)}
.cl-table tbody td:last-child{font-weight:800;color:var(--red);white-space:nowrap}
.cl-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 auto}

/* --- LOAN / PROGRAM BLOCKS: more professional, distinct --- */
.card,.prog{transition:box-shadow .2s,transform .2s,border-color .2s}
.card:hover,.prog:hover{box-shadow:0 12px 32px rgba(10,30,63,.12);transform:translateY(-3px);border-color:var(--navy)}
.card{border-top:3px solid var(--red)}
.card:nth-child(3n+2){border-top-color:var(--navy)}
.card:nth-child(3n+3){border-top-color:var(--gold)}

/* --- PATRIOTIC ACCENT: subtle flag-stripe rule + eagle-gold divider --- */
.us-stripe{height:5px;width:100%;border-radius:4px;
  background:linear-gradient(90deg,var(--red) 0 33.3%,#fff 33.3% 66.6%,var(--blue) 66.6% 100%);
  box-shadow:inset 0 0 0 1px rgba(10,30,63,.08);margin:0 0 4px}
.eyebrow-flag{display:inline-flex;align-items:center;gap:8px}
.eyebrow-flag::before{content:"";width:22px;height:14px;border-radius:2px;flex:0 0 auto;
  background:linear-gradient(180deg,var(--red) 0 46%,#fff 46% 54%,var(--blue) 54% 100%)}

/* --- big navy Athena CTA line --- */
.ava-cta{font-size:1.15rem;font-weight:800;color:var(--navy);margin-top:16px;line-height:1.4}
.ava-cta .ava-name{color:var(--red)}

/* --- headline font fix on the membership pricing head: use display serif, tighter --- */
.mem-head h2{font-family:'Fraunces',Georgia,serif;font-size:clamp(1.5rem,3.2vw,2.15rem);color:var(--navy);letter-spacing:-.015em;line-height:1.12}

@media(max-width:720px){
  .cl-table thead th{padding:12px 13px;font-size:.72rem}
  .cl-table tbody td{padding:13px 13px;font-size:.9rem}
  .tier .who{min-height:0}
}
