Your paid-off machines, trucks and production lines are worth real money. With a sale-leaseback, you sell that equipment at fair market value, lease it right back, and put the cash to work — without a day of downtime and without tying up your bank lines.
Soft pull only — no effect on your personal credit. No obligation. Not sure if a sale-leaseback is right for you? Ask Athena — she will talk it through with you, day or night.
The lender assesses the value and eligibility of the equipment you own outright.
You sell the equipment at fair market value and receive the cash as one lump sum.
At the same moment, you lease it back on a term and payment built around your cash flow.
The equipment never leaves your site. Your crews, your schedule, your jobs — unchanged.
Buy it back, extend the lease, or move into financing for new equipment.
Paid-off yellow iron can raise the cash needed to bond and win a larger job — while the same machines keep working on the current one.
Fund an acquisition, an expansion or a new line without drawing down the bank line you keep for operations.
Bridge a seasonal cash gap without selling the trucks and trailers you run every day.
Checking what you qualify for is a soft pull only — no effect on your personal credit. No obligation.
Depending on how the lease is structured, sale-leaseback payments may be deductible as a business expense. Your CPA can confirm how it applies to you.
We Finance America does not provide tax advice. Please confirm with your CPA or tax advisor.
Tell her what equipment you own and what you need the capital for. She will explain how a sale-leaseback works, compare it with your other options, answer your questions in plain English, and start your application when you are ready.
On a phone, tapping calls her directly. On a laptop, she opens right in your browser. Prefer to dial? (602) 905-2066 · Prefer email? Freequote@wfa.cash
You sell equipment your business already owns to a lender at its fair market value, and at the same time you lease it back. You receive a lump sum of working capital, and the equipment never leaves your site.
No. The equipment stays where it is and your crews keep running it. The only thing that changes is who holds the title during the lease.
Programs through our lender partners typically range from $250,000 to $30 million. The amount depends on the assessed value and eligibility of the equipment you own.
Yes. A sale-leaseback works with equipment you own outright. If it still carries a loan, tell Athena — we will look at whether a refinance or another program fits better.
Sale-leasebacks typically close in days or weeks, not months, once the equipment has been evaluated.
You choose: buy the equipment back, extend the lease, or move into financing for new equipment.
They can be, depending on how the lease is structured. We Finance America does not provide tax advice — please confirm with your CPA.
No. Checking what you qualify for is a soft pull only, with no effect on your personal credit.
Speak with Athena and start your complimentary quote in just a few minutes — soft pull only, no effect on your credit, no obligation.