Working Capital & Business Funding

Capital That Keeps Your Business Moving.

Every way to fund your operations, in one place. Choose the path that fits — working capital, a revolving line of credit, relief from stacked advances, fast cash funding, a fixed-rate term loan, an SBA loan, equipment financing, an equipment sale-leaseback, or asset-based lending. Each one starts with the same quick, soft-pull application.

Prefer email? Send us your request at Freequote@wfa.cash and we'll come back with your complimentary quote.

Checking what you qualify for is a soft pull only — no effect on your personal credit. No obligation. Prefer to type your questions? Ask Athena — tap here and she picks up.

Fast, Flexible Funding

Working Capital

$25,000 to $3,000,000, funded in days — for payroll, inventory, expansion, or a time-sensitive opportunity.

Soft pull only — no effect on your personal credit. No obligation.

Fixed-Rate · Long-Term · Low Documentation

Term Loans

If you’re interested in an affordable business term loan with monthly payments (this is not SBA financing), that is fixed-rate, long-term, low documentation, and closes quickly, then you’ve come to the right place.

Soft pull only — no effect on your personal credit. No obligation.

Government-Backed · Lowest Rates · Longest Terms

SBA Loans — Now Up to $10 Million

As of July 4, 2026, qualified borrowers can combine an SBA 7(a) and an SBA 504 for up to $10 million in total SBA-backed financing — the highest in the agency’s history.

Soft pull only — no effect on your personal credit. No obligation.

Draw, Repay, Redraw

Revolving Line of Credit

Unsecured up to $1.5M with nothing pledged — draw what you need, pay interest only on what you use, then repay and redraw.

Soft pull only — no effect on your personal credit. No obligation.

Relief From Stacked Advances

MCA Reverse Consolidation

Buried under multiple merchant cash advances? We restructure the stack to cut the daily and weekly drain and restore your cash flow.

Soft pull only — no effect on your personal credit. No obligation.

Revenue-Based Unsecured Funding

Fast Cash Funding

Our Revenue-Based Unsecured Funding — Fast Cash Funding — up to $1.5M, terms to 18 months, zero prepayment penalty, with repayment that flexes to your revenue.

Soft pull only — no effect on your personal credit. No obligation.

Leases & Equipment Finance Agreements

Equipment Financing

New machines, vehicles, technology or a whole new kitchen — credit decisions in as little as 1–2 hours and funding in 24–48 hours.

Soft pull only — no effect on your personal credit. No obligation.

Turn Owned Equipment Into Cash

Equipment Sale-Leaseback

Sell equipment your business owns outright at fair market value, lease it right back, and keep using it — working capital from paid-off machines, trucks and production lines, with zero downtime.

Soft pull only — no effect on your personal credit. No obligation.

Receivables · Inventory · Equipment

Asset-Based Lending & Factoring

Turn the receivables, inventory and goods in transit already on your books into working capital — facilities up to $150 million, with availability that grows as your business grows.

Soft pull only — no effect on your personal credit. No obligation.

🔒 Your Information Stays Private

Sensitive financial details deserve real protection. Here's our promise.

  • Encrypted in transit and at rest — our servers are encrypted both ways.
  • Shared only with the specific lender we match you to, after your written authorization.
  • Never sold. To anyone. For any reason. Ever.
  • No Social Security number needed to apply — only at the secure signing step.

One Quick Application. Every Funding Option.

Start once and we'll match you to the right path — soft pull only, no effect on your credit, no obligation.

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